Car finance calculator
Adjust the sliders on the calculator to see estimated monthly or weekly payments. Switch between personal and business options to explore a plan that could work for you
Monthly payments
Estimate your payments
Car price
£26,500
Deposit
£0
Deposit cannot be less than £1,325
Term length
5 year(s)
Your credit score
not sure
Monthly payment
£568
Your car finance breakdown
25% paid upfront
75% financed through monthly payments
Deposit
£0
Term
5 year(s)
Car price
£26,500
Financing amount
£26,500
APR equivalent
10.9%
Interest
£0
Rental charges
£7,580
Option to purchase fee
£1
Total payable amount
£34,081
The APR shown is the vehicle rental rate presented as an APR-equivalent to help you compare with traditional hire-purchase agreements that charge interest (we do not charge interest)
Your last monthly payment includes a £1 Option to purchase fee
* These figures are for illustration and budgeting only and may change after assessment. This is not an offer or a quote for finance
Our model: Ijara wa Iqtina
We follow a well-established Islamic contract known as Ijara wa Iqtina.
Ijara means "leasing"
Iqtina means "acquisition"
Together, this creates a clear path to ownership: you benefit from the vehicle today while steadily moving closer to making it fully yours.
We own the vehicle throughout, and pass the ownership to you at the end of the contract through a separate Sale and Transfer agreement.
Monthly payment breakdown over time
How your monthly payments work:
Rent Portion → The fee for using the vehicle (Ayan's profit)
Purchase Portion → Builds your share on the path to ownership, gradually reducing what remains
You're in good hands
Trusted by satisfied customers across the country for halal car finance
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Trusted by satisfied customers across the country for halal car finance
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